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Hey everyone so today I have one of your most requested videos this is my 2016 budget binder um this binder is very similar to my 2015 budget binder I created my binder a little I guess a year ago um because we were over drafting on our account constantly because we couldn't, we weren't keeping up with our bills like our bills were coming out we thought I had it already been out, or we didn't know it was coming out, so soon we thought we saw it a week or whatever like we were just not organized in our finances at all, and we could just be couldn't keep track of it, and so I was driving me absolutely crazy and overdraft fees are really expensive, so I was kind of sick of gaming the bank giving the bank our money, so I created this budget binder after seeing all kinds of different versions on Pinterest and reading blogs and stuff like that, so I created my own um, so I thought I would give you all a look into my 2016 binder like I said it is very similar um I will link all the printable that I use below they are all free and um I also have a saving money Pinterest board that I link all of my printable to along with other printable that you might find useful for your binder or if you do a household management binder or something like that, so I thought I would do this a blog style since the last time I filmed this video a lot of people were wanting to see wanting to see the pages more up close so um I'm going to do that this time rather than sit here and just like hold up the binder for you guys to see this way you can see up close um I also have not filled it out I've not filled out like our bills and stuff because it's January and I don't have any of them yet but um I kind of wanted to this way I can give you all full version of what it looks like and how I will be filling it up so let's get started okay this is the same binder that I had last year it's the simplified life binder by Emily Lee I do not believe that she makes this anymore, but I know she does have other binders and other things in her shop I will link her below as well for you to look at I absolutely love this binder it's huge for one, but I also love that has the metal in the corner, so they don't get dinged up it's just perfect quality um it's about an inch thick and um I just have loved using it, and it's really cute so um anyways you all should go check her out this is not sponsored or anything I just really like her so anyways that's where the binder is from, and so I open it and I have my family binder sheet it's just really cute and gorgeous this is uh part of a free printable set, so that'll be linked below and then this binder came with all these different tabs they're actually like little dividers that say cute little things on them um I did not come with the words on there I used my Dime label maker with clear tape and printed the labels myself, and they just fit absolutely perfectly on there anyway, so I have income expenses cleaning miscellaneous and cars these were...
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